Everything a lending office needs, nothing it does not
We built Deyn by sitting with lenders and writing down what they actually do. Here is what that became.
Clients
Client records
Everything you need to know about a borrower in one place, with the checks you expect before lending.
One page per client
What you hold for them, what they owe, their loans, every transaction, every message and every change.
Change history
Who edited what and when, with the old and new values side by side.
Loans
Any schedule
Weekly, fortnightly, monthly, or your own dates. One instalment or twenty.
Interest and late fees
Off unless you switch them on. Percentage or fixed, applied once, with a grace period for late fees.
Free extensions
Give more time without a charge. The reason is recorded and limits can be set per business.
Paid out in cash or to account
A loan can go straight into the client's held funds if that is how you work.
Money in
Repayments
Applied to the earliest instalment first. Overpayments are kept on the client's account, never refused.
Payments across loans
Record one amount and Deyn spreads it over the client's loans, oldest due date first.
Held funds
A balance per currency for money a client leaves with you. Deposit, withdraw, transfer, apply to a loan.
Corrections
Nothing is deleted. Void reverses, correct replaces, and both entries stay on the statement.
Messages
Automatic reminders
Day before, due date, and while overdue. Pick the hour, skip weekends, set how often to repeat.
SMS and email to clients
From templates in your own wording, with the client's name and amounts filled in.
Delivery you can see
Each message shows sent, delivered or failed on the client page.
Your own templates
Edit the wording of every reminder and email. Preview with sample data before saving.
Reports
Bank-style statements
Date, type, description, debit, credit, balance. PDF, CSV, print, or email it to the client.
Who owes
Everyone with an open loan, overdue first, with a button to remind them.
Held funds
Everyone you are holding money for.
Portfolio, collections, overdue ageing
The whole book by currency, what came in over a period, and how late the late ones are.
Your business
Your branding
Logo, colours, address and contacts on the app, statements and emails.
Staff and roles
Staff work with clients and loans. Admins also control settings, users and billing.
Two-step sign-in
Authenticator app or a code by email for admins.
Audit log
Every action, searchable, unchangeable.
Help built in
Short lessons for each role inside the app, with progress saved.
Ready to put your book in order?
Register today. We review every business before access is granted.